Mobility Scooter Insurance: Protect Yourself and Others on the Go! With East Midlands Mobility Ltd

Mobility Scooter Insurance: 

Protect Yourself and Others on the Go

Mobility scooters are a great way for people with mobility impairments to enjoy more independence and freedom. However, accidents can happen, and it's important to have proper insurance coverage to protect yourself and others. Mobility scooter insurance, including public liability, can provide you with peace of mind and financial protection in case of accidents, theft, vandalism, or other unexpected events.


In this article, we'll explore the benefits of our mobility scooter insurance, including public liability, and why it's essential for anyone who uses a mobility scooter. We'll also discuss the different types of coverage available, such as 24/7 breakdown recovery, accidental damage, temporary hire, worldwide travel, and puncture cover.

Why Do You Need Mobility Scooter Insurance, Including Public Liability?

Mobility scooter insurance, including public liability, is essential for anyone who uses a mobility scooter. Here are some of the reasons why:

  • Accidents can happen: Even if you're a careful and experienced driver, accidents can still occur. If you accidentally injure someone or damage their property while using your mobility scooter, you could be held liable for the costs of their medical bills, repairs, or other expenses. Public liability coverage can help protect you against such claims.

  • Theft and vandalism: Mobility scooters can be expensive to replace, and they are sometimes targeted by thieves or vandals. If your mobility scooter is stolen or damaged, insurance coverage can help cover the costs of repairs or replacement.

  • Breakdowns: Mobility scooters can sometimes break down unexpectedly, leaving you stranded and unable to get home. 24/7 breakdown recovery can provide you with assistance anytime, anywhere, so you can get back on the road quickly and safely.

  • Travel: If you love to travel, mobility scooter insurance with worldwide coverage can provide you with peace of mind, knowing that you're protected no matter where you go. You can take your mobility scooter with you on trips and vacations, knowing that you're covered in case of any unexpected events.

What Does Mobility Scooter Insurance, Including Public Liability, Cover?

Mobility scooter insurance, including public liability, can cover a wide range of events and expenses. Here are some of the coverage options available:

  • Public liability: This coverage can protect you if you accidentally injure someone or damage their property with your mobility scooter. It can help cover the costs of medical bills, repairs, or other expenses that the other party may incur.

  • Accidental damage: This coverage can help repair or replace your mobility scooter if it is damaged accidentally, such as in a collision or a fall.

  • Temporary hire: If your mobility scooter needs repairs, temporary hire coverage can provide you with a replacement scooter so you can continue to be mobile and independent.

  • Worldwide travel: With this coverage, you can take your mobility scooter with you when you travel, knowing that you're protected in case of any unexpected events.

  • Puncture cover: This coverage can protect you in case of punctures or other damage to your mobility scooter's tires. It can help cover the costs of repairs or replacements.

FAQs

Q: How much does mobility scooter insurance cost?

A: The cost of mobility scooter insurance starts at £97 per year for standard and £131 per year for our plus policy.


Q: Is mobility scooter insurance mandatory?

A: No, mobility scooter insurance is not mandatory, but it is highly recommended. It can provide you with financial protection and peace of mind in case of accidents, theft, or other unexpected events.


Q: What does public liability insurance cover for mobility scooter owners?

A: Public liability insurance for mobility scooter owners covers claims against you if you accidentally injure someone or damage their property while using your scooter. This can provide you with financial protection in case of unexpected accidents.


Q: Does mobility scooter insurance include 24/7 breakdown recovery?

A: Yes, our mobility scooter insurance includes 24/7 national breakdown recovery as standard. This means that if your scooter breaks down or becomes unusable, you can rest assured knowing that you'll be able to get it and yourself back home safely.


Q: Can I get my mobility scooter repaired if it's accidentally damaged, stolen or vandalized?

A: Yes, our mobility scooter insurance policies include coverage for accidental damage, theft or vandalism. This means that if your scooter is damaged, stolen or vandalized, you'll be able to get it repaired so that you can be up and about again in no time.


Q: What happens if my mobility scooter is being repaired and I need a temporary replacement?

A: Our mobility scooter insurance policies include temporary hire equipment to keep you independent while your scooter is being repaired. This means that you won't have to worry about being without your scooter for too long.


Q: Can I take my mobility scooter with me while I travel?

A: Yes, our mobility scooter insurance policies include worldwide travel coverage. This means that you can take your own equipment with you while you travel and see more of the world with ease.


Q: Is puncture cover included in mobility scooter insurance?

A: Puncture cover is not included in our standard mobility scooter insurance policy, but it can be added as an upgrade to our Plus policy. This means that you'll be covered for punctures to your tyres, giving you even greater peace of mind while you're out and about on your scooter.


In conclusion, mobility scooter insurance is not mandatory, but it is highly recommended as it can provide you with financial protection and peace of mind in case of accidents, theft, or other unexpected events. Our mobility scooter insurance policies offer a range of coverage options, including public liability, accidental damage, temporary hire, worldwide travel, and puncture cover. With our 24/7 national breakdown recovery included as standard, you can rest assured that you'll always be able to get help if you need it.